Chestertown: (518) 494-8691

Schroon Lake: (518) 351-0006

North Creek: (518) 251-2100

Your Local Chestertown Independent Insurance Agency

Carpenter & Associates Insuring Agency LLC specializes in auto, home, business, commercial, and life insurance.

Carpenter & Associates Insuring Agency LLC is your local Chestertown, New York source for insurance policies that are tailored to your needs. Our family-owned agency is committed to helping you find the perfect policy for your budget and situation. Whether you are looking for auto, home, business, or life insurance, our agents will work with a variety of top carriers to find the coverage that works for you. Contact us today for a quote and to learn how we can help you achieve your insurance goals!

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Recent News & Updates

5 Family-Friendly Home Projects to Start This Father’s Day

Posted: June 16, 2024

National Homeownership Month celebrates the dream of owning a home, highlighting its significance in achieving financial stability and building communities. It’s a time to recognize the value of homeownership and promote initiatives that support aspiring homeowners. Father’s Day coincides nicely with National Homeownership Month, offering an opportunity for families to bond over home improvement projects. Making updates to the home fosters quality family time and...

What is Guaranteed Replacement Cost?

Posted: June 12, 2024

Few things in life are worse than losing your home to fire or a natural disaster. Except, that is, discovering in the aftermath that you don’t have enough homeowners insurance coverage to rebuild the house back to how it was before trouble struck. If you get Guaranteed Replacement Cost (GRC) coverage, that is unlikely to happen. Why? GRC will pay for the full cost of rebuilding...

What Is Product Liability Insurance For Small Businesses?

Posted: June 11, 2024

It’s a fact of life: accidents happen. Of course, risks will always be associated with creating, manufacturing, assembling, distributing, or selling products, but managing those risks is a key part of your business success. Product liability insurance can protect your business from potential legal and financial consequences arising from product-related claims. Product Liability Insurance In a Nutshell Product liability insurance is a specialized form of...

6 Factors that Determine the Cost of Your Life Insurance Premiums

Posted: June 7, 2024

Life insurance serves as a financial safety net, providing peace of mind and protection for loved ones in the event of the policyholder’s death. Term life insurance offers coverage for a specified period, while whole life provides lifelong protection with a cash value component. Universal life offers flexibility in premiums and death benefits, and variable life allows investment options within the policy. Choosing the right...

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Phone: (518) 494-8691

Fax: (518) 494-8713

Phone: (518) 351-0006

Fax: (518) 351-0031

Phone: (518) 251-2100

Fax: (518) 251-2102