Chestertown: (518) 494-8691

Schroon Lake: (518) 351-0006

North Creek: (518) 251-2100

Your Local Chestertown Independent Insurance Agency

Carpenter & Associates Insuring Agency LLC specializes in auto, home, business, commercial, and life insurance.

Carpenter & Associates Insuring Agency LLC is your local Chestertown, New York source for insurance policies that are tailored to your needs. Our family-owned agency is committed to helping you find the perfect policy for your budget and situation. Whether you are looking for auto, home, business, or life insurance, our agents will work with a variety of top carriers to find the coverage that works for you. Contact us today for a quote and to learn how we can help you achieve your insurance goals!

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Recent News & Updates

5 Reasons You Need Life Insurance if You Are Self-Employed

Posted: July 22, 2024

In the event of their death, life insurance provides financial security for their family and business obligations. Life insurance is invaluable for self-employed individuals, as they often lack the safety net of employer-provided benefits. It can cover debts, replace lost income, and fund business succession plans, ensuring continuity and stability for the enterprise. Life insurance offers peace of mind, enabling self-employed individuals to focus on growing...

Do I Need Employment Practices Liability Insurance (EPLI)?

Posted: July 19, 2024

Employment Practices Liability Insurance (EPLI) protects businesses against claims of wrongful employment practices such as discrimination, harassment, wrongful termination, or retaliation from employees or former employees. In today’s litigious environment, EPLI is essential for businesses of all sizes to safeguard their reputation, finances, and operations. It covers legal expenses, settlements, and judgments, helping companies to navigate complex employment-related claims and mitigate financial risks. Assessing Your...

7 Important Steps to Reduce Distracted Driving

Posted: July 16, 2024

National Cell Phone Courtesy Month promotes mindful and courteous cell phone usage, especially while driving. This initiative encourages individuals to be considerate of others by minimizing distractions and practicing safe phone etiquette. The goals include raising awareness about the dangers of distracted driving and fostering a culture of responsibility and respect on the road. It serves as a reminder to prioritize safety and mindfulness in...

6 Milestones That Alter Your Life Insurance Coverage Needs

Posted: July 7, 2024

Life insurance provides financial protection for loved ones in the event of the policyholder’s death. Coverage needs may change due to various factors, as certain major events can significantly impact a person’s financial responsibilities and dependents, altering coverage needs. Therefore, major life events often prompt a reassessment of insurance coverage to ensure it aligns with new circumstances and responsibilities. Getting Married Marriage is a significant...

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Phone: (518) 494-8691

Fax: (518) 494-8713

Phone: (518) 351-0006

Fax: (518) 351-0031

Phone: (518) 251-2100

Fax: (518) 251-2102