Preston Insurance Agency IL

Affordable Coverage You Trust

Commercial Auto/Fleet

Preston Insurance is a leader in commercial auto and fleet coverage. We have the ability to review your current policy as well as provide a complimentary quote to establish insurance coverage. We understand that having a commercial vehicle for your business is crucial and protecting that vehicle as well as keeping your business running smoothly.

Do I Need Commercial Auto Insurance?

There are many types of businesses that rely on company vehicles to conduct everyday tasks. You likely need commercial auto insurance if your business does the following:

Commercial auto insurance is for businesses that own and operate vehicles. This coverage helps the business cover the cost of repairs, loss or liability. It is important to note that a vehicle must be covered under a commercial policy regardless of vehicle type if it is being used for business purposes. If you own a company and drive a 2-door sedan, using this vehicle for business would require it be placed under a commercial auto policy. Any auto used in the course of business will likely be excluded from your personal auto policy.

Your specific business needs may vary from the list above. It’s important to speak with a licensed insurance agent to determine your risk and how you can best protect you and your business.

Who is Covered Under My Policy?

Coverage under a commercial auto policy protects your business first and foremost. Additionally, any lienholders or contractual users. This provides coverage if you rent or lease a vehicle. Contractors for your company would also be covered under this policy. Lastly, your employees who may drive your company vehicles.

Does Coverage Vary By Policy?

Insurance policies can vary in many different ways. Speaking with a knowledgeable agent is your best course of action to make sure your needs are met. As a guiding principle, a commercial auto policy should include coverage for the following:

If you aren’t sure about your current coverage and would like to review your policy, we are here to help! It’s important that your business reduces the risk of loss. Gaining peace of mind helps you to focus on running your business and Preston Insurance can provide that.

Ready to Get a Quote?

We’d love to talk about your individual business needs and any current policies you may have. We offer a free policy review as well as free quotes. Please contact us to experience how we can help your business operate more efficiently.

Insurance with a Personal Touch

Insuring your commercial or personal effects doesn’t have to be complicated. We’re here to help walk you through every aspect of coverage. As an independent agent, we provide you with multiple policy options tailored to you or your business and help you understand the benefits of each one. This leads to a stress-free, easy experience when securing insurance for your business, home, auto, RV, boat, and more. Let’s start a conversation! Get a quote today!

Get a Quote

Proud Members Of

Decatur Office 3795 N Woodford St, Decatur, IL 62526 (217) 876-8006

Springfield Office 3307 Robbins Rd, Springfield, IL 62704 (217) 529-9711

Peoria Office 2000 W Pioneer Pkwy #24, Peoria, IL 61615 (309) 688-0644

Lexington Office Lexington, SC (803) 414-8539

Divisions of Preston Insurance Harmon Insurance 200 Western Ave, Abingdon, IL 61410 (309) 462-2305 Visit Harmon Insurance Butler Insurance Agency 620 Lake Land Blvd., Mattoon, IL 61938 (217) 235-4096 Visit Butler Insurance Agency Carney's Insurance Store 351 Sabella St. Pekin, IL 61554 (309) 347-2121