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Etiqa Car Insurance Singapore

A fairly new contender in the highly-competitive motor insurance game in Singapore, Tiq by Etiqa car insurance shakes things up with its 3 affordable plans and their latest new usage-based car insurance feature “Drive Less, Save More” (DLSM) that gives you up to 30% cash rebates of your premium. They cut to the chase by letting you decide the plan you need without the fancy product names – Third-Party Only (TPO), Third-Party, Fire & Theft (TPFT), or Comprehensive.

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Why choose Etiqa?

Car Insurance Plans

How to apply

How to claim

FAQ

Why you should choose Etiqa motor insurance

5% Demerit Free Discount

Get an additional 5% discount if you’ve been driving with zero demerit points for the past 3 years. Just show your Certificate of Merit from the traffic police.

30-minute Claims Approval

Less waiting time on your claims with Etiqa Car Insurance’s award-winning claims team.

Authorised Workshops Island-wide

Enjoy top-notch service from recognised workshops that are conveniently located across Singapore.

Complimentary child seat cover

Families who own a car can enjoy free coverage for child seat that is up to $300

“Drive Less, Save More” (DLSM) Add-on

Etiqa’s latest usage-based motor insurance feature offers you cash rebates of up to 30% of your basic premium when you’re a Comprehensive plan customer. To enjoy this benefit, all you have to do is to upload an image of your car odometer reading (a minimum of 10 days between each upload) and car number plate via the Tiq by Etiqa App. Your rebates will be calculated using Artificial Intelligence technology through the app with no telematics system or location tracking involved. It is a safe and convenient way to insure your car while making savings in a quick way as your cash rebates will be credited to your TiqConnect eWallet within 3 working days. If you prefer other modes, it can be directly credited to your bank account or via PayNow.

Enjoy cash rebates of up to 30% a year with Etiqa's Drive Less Save More

Available Car Coverage

Your Preferred Workshop

Add-on for flexibility to choose a non-authorised workshop

Customisable excess

Adjust your excess according to your needs; the higher the excess, the lower your premium

NCD Protector

Protect your No Claim Discount of 30% or 40% (good for one claim only)

Overseas Booster

Enhanced emergency assistance & coverage while driving in Malaysia and Thailand

Young Driver Excess Waiver

Pay more to waive the high excess for young drivers (27 years old and below)

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Etiqa Car Insurance Review Singapore

Features & Benefits

Etiqa car insurance quote available within seconds Claims approval within 30 minutes Additional 5% discount for drivers who’ve been demerit-free for the past 3 years Weekly Thank Etiqa It’s Friday Sale

Etiqa is best known for

Quick car insurance quote within seconds Budget-friendly with basic benefits Ongoing car insurance promotions for additional savings

How to apply for your Car Insurance plan

Applying for a Car Insurance Policy through MoneySmart

Answer Some Questions

If you find downloading insurance policy brochures and comparing them side by side a hassle, use our intelligent system to find the best car insurance premiums. Answer some questions online and we'll have you going.

Speak To Our Insurance Specialists

After you submit your answers, our expert insurance specialist team members may drop you a call to clarify your needs and explain your options to you. Seize this chance to ask our friendly colleagues the burning questions you may have about car insurance!

Apply And Purchase Your Car Insurance

Once you have spoken to our insurance specialists, considered your options, and planned your finances, you are ready to apply for your car insurance plan with our guided assistance.

Get your personalized Car Insurance Plan here →

Etiqa Car Insurance Claims

How do Claims work?

In the event of an accident, call any of Etiqa’s Approved Reporting Centres.

Make sure that you take note of the name, NRIC/FIN, telephone number, address, motor insurer, and vehicle number of all parties involved. Take photos of the damaged vehicle and the accident scene. Call the nearest Approved Reporting Centre for tow truck service and further assistance.

More things to know

Etiqa Car Insurance Refunds & Cancellations

Etiqa Car Insurance Contact Number

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Frequently Asked Questions

Does Etiqa car insurance cover Malaysia?

Can I purchase Etiqa car insurance online?

How do I cancel my Etiqa car insurance?

What is NCD car insurance?

Can I renew Etiqa car insurance after expiry?

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