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Health insurance wasn’t designed to cover everything.

Health insurance wasn’t designed to cover everything.

That’s why there’s Aflac. We can help you take care of the expenses health insurance doesn’t cover, so you can take care of everything else. Learn how Aflac can help.

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Discover how our insurance policies can help provide financial peace of mind:

Accident Insurance

Get added peace of mind and help paying for emergency treatment.

Cancer Insurance1

Get help coping with the financial and emotional effects of cancer.

Critical Illness Insurance

Get help with the cost of treating covered critical illnesses.

Dental Insurance

Choose from Aflac’s coverage options for the level and premiums that are right for you.

Final Expense Insurance

Final expense whole life insurance helps loved ones cover funeral and other final expenses.

Life Insurance

Help protect the financial future of your loved ones.

Pet Insurance2

Help for when your pet experiences the unexpected.

Additional products available through an employer:

Hospital Insurance

Help keep high deductibles from derailing your life plans.

Short-Term Disability

Help ease the financial stress caused by a covered injury.

Supplemental Vision

Find the care you need to help maintain healthy vision.

Group products designed for large employers:

Dental Insurance

Help keep your employees protected from routine and unexpected dental expenses.

Vision Insurance

Regular eye exams may detect eye diseases early, helping employees preserve their vision.

Life Insurance

Strengthen employee benefits packages and provide essential insurance protection to employees during their time of need.

Disability Insurance

Offer employees a financial safety net if they’re sick or unable to work due to an injury, illness or mental condition.

Absence Management

Manage employee absences and stay in step with evolving leave laws.

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1 Cancer insurance is also known as Specified-Disease Insurance in some states.

2 Trupanion policies are sold and administered by Trupanion Managers USA, Inc. (“TMUI”) (licenses available here), and are underwritten by American Pet Insurance Company (“APIC”), with its main office at 6100 4th Ave S, Seattle, WA 98102. Aflac Benefits Advisors, Inc. (d/b/a Aflac Insurance Solutions), a subsidiary of Aflac Incorporated and a licensed insurance producer (NPN 16512385), has limited authority to advertise Trupanion policies, does not intend to sell, solicit, or negotiate policies on behalf of APIC, does not have authority to bind coverage on behalf of APIC, and may receive compensation from TMUI for insurance policies sold by TMUI further to a referral from Aflac Benefits Advisors, Inc. Aflac Benefits Advisors, Inc. does not have authority to sell, solicit, or negotiate insurance policies in Puerto Rico. TMUI, APIC, and their affiliates are separate, independent of, and distinct from Aflac Benefits Advisors, Inc. Terms and conditions including limitations and exclusions apply. Availability and qualification for coverage, terms, rates and discounts may vary by jurisdiction. See the full policy for details. Information you provide to TMUI is subject to Trupanion’s privacy policy and website terms of use, and may be shared with Aflac Benefits Advisors, Inc.

The Aflac insurance plans summarized on this page provide brief product overviews only. Coverage may not be available in all states including but not limited to ID, NJ, NM NY & VA. Benefits/premium rates may vary based on plan selected. Optional riders may be available at an additional cost. Plans and riders may contain a waiting period. The plans and riders have limitations and exclusions that may affect benefits payable. Refer to the specific policies and riders for complete details, limitations, and exclusions. For costs and complete details of the coverage, please contact your local Aflac agent/producer.

Individual Aflac Plans Accident: A36000 Series - In Delaware, Policies A36100DE—A36400DE, & A363OFDE. In Idaho, Policies A36100ID–A36400ID, & A363OFID. In Oklahoma, Policies A36100OK– A36400OK, & A363OFOK. In Virginia, Policies A36100VA – A36400VA, & A363OFVA. A37000 Series - In Delaware, Policies A371AA & A371BA. In Idaho, Policy A37000ID. In Oklahoma, Policy A37000OK. In Virginia, Policies A371AAVA & A371BAVA. Cancer: B70000 series - In Delaware, Policies B70100DE, B70200DE & B70300DE. In Idaho, Policies B70100ID, B70200ID, B70300ID, B7010EPID, B7020EPID. In Oklahoma, Policies B70100OK, B70200OK, B70300OK, B7010EPOK, B7020EPOK. A75000 Series - In Virginia, policies A75100VA–A75300VA. Critical Illness: B71000 Series - In Delaware, Policies B71100, B71200, B7130H & B7140H. In Oklahoma, Policies B71100OK, B71200OK, B7130HOK & B7140HOK. A71000 Series - In Delaware, Policies A71100DE & A71200DE. In Oklahoma, Policies A71100OK & A71200OK. In Virginia, Policies A71100VA & A71200VA. A73100 Series – In Delaware, Policies A73100DE & A7310HDE. In Oklahoma, Policies A73100OK & A7310HOK. A74000 Series - In Delaware, Policies A74100DE, A74200DE, A74300DE. In Idaho, Policies A74100ID, A74200ID, A74300ID. In Oklahoma, Policies A74100OK, A74200OK, A74300OK. In Virginia, Policies A74100VA, A74200VA, A74300VA. Life: B60000 Series: In Arkansas, Idaho, Oklahoma, Virginia, Policies ICC18B60C10, ICC18B60100, ICC18B60200, ICC18B60300, & ICC18B60400. B61000 Series: In Arkansas, Idaho, Oklahoma & Virginia, Policies ICC18B61JWO & ICC18B61JTO. In Delaware, Policies B61JWO, B61JTO. A68000 series: In Arkansas, Idaho, Oklahoma & Virginia, Policies: ICC1368100, ICC1368200, ICC1368300, ICC1368400. In Delaware, Policies A68100-A68400. Q60000 series: Group Whole Life - In Arkansas & Delaware, Policy Q60100M. In Idaho Policy Q60100MID. In Oklahoma, Policy Q60100MOK. Group Term Life - In Delaware, Policies Q60200M. In Arkansas, Idaho & Oklahoma, Policies ICC18Q60200M, ICC18Q60300C, ICC18Q60400C. Hospital: In Delaware, Policies B40100DE & B4010HDE. In Idaho, Policies B40100ID & B4010HID. In Oklahoma, Policies B40100OK & B4010HOK. In Virginia, Policies B40100VA & B4010HVA. Short-Term Disability: In Delaware, Policies A57600DE & A57600LB. In Idaho, Policy A57600IDR. In Oklahoma, Policies A57600OK & A57600LBOK. In Virginia, Policies A57600VA & A57600LBVA. Supplemental Dental: A81000 Series - In Delaware, Policies A81100–A81400. In Idaho, Policies A81100ID–A81400ID. In Oklahoma, Policies A81100OK–A81400OK. In Virginia, Policies A81100VA–A81200VA. A82000 Series - In Delaware, Policies A82100R–A82400R. In Idaho, Policies A82100RID–A82400RID. In Oklahoma, Policies A82100ROK–A82400ROK. In Virginia, Policies A82100RVA–A82400RVA. Supplemental Vision: In Delaware, Policy VSN100. In Idaho, Policy VSN100ID. In Oklahoma, Policy VSN100OKR. In Virginia, Policy VSN100VA.

Coverage is underwritten by American Family Life Assurance Company of Columbus and/or American Family Life Assurance Company of New York.

Individual Tier One Plans Accident: In Delaware, Policy T37000. In Idaho, Policies T37100IDR, T37200IDR, & T37300IDR. In Oklahoma, Policy T37000OK. In Virginia, Policies T37100VA, T37200VA, T37300VA, T37400VA, T37600VA. Cancer: In Delaware, Policy T70000. In Idaho, Policy T70000ID. In Oklahoma, Policy T70000OK. In Virginia, policies T70000VA & T70000GVA. Critical Illness: In Delaware, Policy T71000. In Oklahoma, Policy T71000OK. In Virginia, Policy T71100VA. Dental, Vision, Hearing: In Delaware, Policy T80000. In Idaho, Policy T80000ID. In Oklahoma, Policy T80000OK. Not available NY or VA. Dental claims are administered by Aflac Benefits Solutions, Inc. Vision claims are administered by EyeMed Vision Care, LLC. Hearing claims are administered by Nations Hearing. NOTICE: The coverage offered is not a qualified health plan (QHP) under the Patient Protection and Affordable Care Act (ACA) and is not required to satisfy essential health benefits mandates of the ACA. The coverage provides limited benefits. Final Expense: In Arkansas, Delaware, Idaho, Oklahoma & Virginia, Policies ICC21-AFLLBL21 and ICC21-AFLRPL21; and Riders ICC21-AFLABR22, ICC21-AFLADB22, and ICC21-AFLCDR22. Aflac Final Expense insurance coverage is underwritten by Tier One Insurance Company, a subsidiary of Aflac Incorporated and is administered by Aetna Life Insurance Company.

Coverage is underwritten by Tier One Insurance Company.

Group coverage is underwritten by Continental American Insurance Company (CAIC), a wholly-owned subsidiary of Aflac Incorporated. CAIC underwrites group coverage but is not licensed to solicit business in New York, Guam, Puerto Rico, or the Virgin Islands. In California, group coverage is underwritten by Continental American Life Insurance Company. In New York, group coverage is underwritten by Aflac New York.

Aflac’s Premium Life, Absence and Disability Services are available in all states, except Puerto Rico, Guam or the Virgin Islands, and are offered by Continental American Insurance Company (CAIC). Self-funded plans and absence services are administered by CAIC in all states but NY. In NY, self-funded plans and absence services are administered by and insurance is offered by American Family Life Assurance Company of NY. Administrative services are not insurance and are not considered legal advice. Products may not be available in all states and may vary depending on state law.

Aflac's family of insurers American Family Life Assurance Company of Columbus and/or American Family Life Assurance Company of New York, and/or Tier One Insurance Company. In California, Tier One Insurance Company does business as Tier One Life Insurance Company (Tier One NAIC 92908).

Aflac WWHQ | Tier One Insurance Company | 1932 Wynnton Road | Columbus, GA 31999

Aflac New York | 22 Corporate Woods Boulevard, Suite 2 | Albany, NY 12211

Continental American Insurance Company | Columbia, SC

Z2400590

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